Terms of Use
Use of COSSLIVES is subject to these terms. COSSLIVES is a wellness & lifestyle platform of COSPERIS PVT LTD.
Privacy Policy
Your personal and health data is protected, never sold, and used only to power your COSSLIVES experience.
COSSPOINTS Policy
COSSPOINTS are promotional loyalty points with NO permanent guaranteed monetary value. Earning and redemption follow ONLY the CURRENT active COSSPOINT Scheme. Previously accumulated COSSPOINTS do not guarantee old conversion rates or benefits.
Current COSSPOINT Scheme
Quarterly campaign values (challenge, profile, activities, coupons, consultancy) are published by COSPERIS and may be revised each quarter. See COSSPOINTS Wallet for live values.
Donate For Life Terms
Cases are verified and published only by COSSLIVES Admin. Donations go DIRECTLY to the verified beneficiary/payment destination — COSSLIVES does not hold or process donation funds. Donation reports are voluntary self-declarations.
Help A Life / Emergency Disclaimer
Help A Life alerts are coordination messages submitted by verified Community Partners and reviewed by Admin. COSSLIVES is not an emergency service. Always call official emergency numbers (108/112) first.
Community Partner Terms
Community Partners (clubs, societies, NGOs, institutions) are verified by COSPERIS and may access only authorised Community Partner functions. Misuse results in suspension.
Partner Terms
All COSSLIVES Partners are subject to COSPERIS approval, content guidelines, upload limits and moderation. See Partner application for the full 15 terms.
AI & Health Disclaimer
AIRA, VIRA and NIRA are AI assistants, not doctors or medical professionals. Content is informational only — always consult a qualified professional for medical decisions.
Social Impact Policy
Community, donation and awareness modules exist for public benefit. No medical-treatment, cost, success-rate or outcome guarantees are made by COSSLIVES or its partners.
Policy Updates & Announcements
Policies may be updated. The latest version, effective date and change summary are always shown here.
These are summaries. The full Privacy Policy and Terms are being reviewed by our legal adviser and will be published here.
Questions: info@cosperis.com